A diagnostic on your BSA/AML program: where your customer, product, geography, and channel risk outpaces your controls, and what to fix first. Findings map to FATF 40 and FFIEC BSA/AML. Multiple-choice, self-paced, and you can re-run it whenever your institution changes.
Complete your initial diagnostic assessment in 2-3 hours. Self-paced — pause and resume anytime. No preparation required.
Tailored to your institution type, size, and operating geography — not a generic checklist.
Built by practitioners
Fraud and financial crime practitioners with 20+ years in detection, prevention, and risk program design
Secure by design
No names. No free-text. Nothing sensitive.
No AI agents
Auditable analysis. No autonomous actions. No black-box results.
The OCC, FDIC, or NCUA is scheduled. The BSA Officer is pulling together documentation and realizing the risk assessment is two years old and doesn't reflect the current product mix. VeloRisk produces a current, examination-ready assessment in hours.
You inherited a BSA program from someone who left. You don't know what the examiners found last time, what's been remediated, or where the real gaps are. You need a baseline before the next examination tells you.
A consent order or MRA was published — maybe against a bank your size, in your market. Your board is asking questions. You need to show them where your program stands and what's being done about it.
30-day satisfaction guarantee.
This is what the diagnostic hands you: risk posture across every AML/CFT domain, control effectiveness over time, and a report structured for examiner review. Sample data.
Program Dashboard — risk posture at a glance
Metrics — control effectiveness over time
Assessment report — maturity, exposure and function evaluation
VeloRisk gives BSA Officers, compliance officers, and chief risk officers a living AML/CFT program — run it on demand, not just once a year. Risk-based analysis across customer, product, geography, and channel dimensions, with findings mapped to FATF 40 Recommendations, FFIEC BSA/AML, and other applicable regulatory frameworks.
Examination-ready documentation, always current. A program you can prove works.
The FFIEC BSA/AML Examination Manual requires a documented, risk-based program — including a formal risk assessment. Examiners don't just review your controls. They review whether you understand your own risk profile.
Finding → Remediation
No documented assessment means no defensible posture
Examiners cite the absence of a current, documented risk assessment as a program deficiency. That finding becomes an MRA — and MRAs don't close until you fix them.
MRA → Consent Order
Unresolved findings escalate
Matters Requiring Attention that go unaddressed become Matters Requiring Immediate Attention. Serious program deficiencies result in consent orders, formal agreements, and restricted business activity.
The Stakes
Remediation runs on the regulator's timeline
Remediating a consent order costs orders of magnitude more than the program that prevents the finding. The schedule, the scope, and the cost belong to the regulator, not to you.
The FFIEC BSA/AML Examination Manual requires a documented, risk-based program assessment. VeloRisk produces that documentation — structured to the format examiners recognize and mapped to the risk categories they evaluate.
Your BSA Officer reviews and attests to the output. Judgment stays with the person who owns the program.
Findings map to the FFIEC BSA/AML Examination Manual and FATF 40 Recommendations — the standards examiners cite in findings.
An accurate assessment that surfaces real gaps is a stronger examination position than a clean-looking document that doesn't reflect your program's reality.
The documentation standard in the FFIEC Manual. The format regulators recognize. Current all year, not just at exam time.
VeloRisk's AML/CFT Program Assessment is built for BSA Officers, compliance leaders, and chief risk officers at financial institutions who need a current, documented AML/CFT Program Assessment they can put in front of an examiner — in hours.
Your AML/CFT program, running in the platform today.
Start Your Diagnostic — from $7,499/yr30-day satisfaction guarantee.
No hidden fees. No surprises.
Discounted rate — save 40% off standard pricing. It's available for a limited time; standard pricing applies at renewal and to new purchases after this window closes.
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Running multiple programs? See bundle pricing →
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Most BSA Officers complete their initial diagnostic assessment in 2-3 hours, one time. The assessment is self-paced — you can pause and resume at any time, so there's no need to block out a full session in advance. No data collection or preparation is required before you start; the platform guides you through everything it needs to know about your institution. Future re-runs open pre-filled with your previous answers, so updates take a fraction of that time.
VeloRisk evaluates your AML/CFT program across risk dimensions covering customer risk (CDD/EDD), product and service risk, geographic risk, channel risk, and program effectiveness (governance, controls, monitoring, reporting). The assessment adapts to your institution type, since banks, credit unions, fintechs, money services businesses (MSBs), broker-dealers, and others face different AML/CFT risk profiles, and it accounts for your product set, customer segments, and geographic footprint. Findings are mapped to FATF 40 Recommendations, FFIEC BSA/AML requirements, and other applicable frameworks.
Risk is continuous. A point-in-time assessment is out of date the day your customer mix changes, a new product launches, or a new typology emerges. VeloRisk re-evaluates on demand — unlimited reassessments are included with the annual program. Your AML/CFT documentation stays current between examination cycles, not just when an examiner asks for it.
The assessment is built for the BSA Officer or Chief Compliance Officer—the person who owns the AML/CFT program. Involve as many participants as needed — compliance, operations, legal, and other relevant functions are all welcome contributors.
The AML/CFT Program Assessment produces a single comprehensive report containing: inherent risk ratings by risk category (customer, product, geography, channel), residual risk ratings reflecting control effectiveness, program gap analysis with prioritized recommendations, and compliance mappings to FATF 40, FFIEC BSA/AML, GDPR, and other applicable frameworks. The report is structured to satisfy examination documentation requirements and to present to your board or audit committee.
Examiners look for a documented, risk-based assessment of your institution's AML/CFT risk profile — current, comprehensive, and specific to your products, customers, geographies, and channels. VeloRisk produces exactly that documentation, structured to the FFIEC BSA/AML Examination Manual and FATF 40 requirements. The format is one regulators recognize.
Your BSA Officer reviews the output and attests to its accuracy. The documentation doesn't replace judgment; it structures and surfaces it.
What the assessment reveals about your program is up to your program. VeloRisk doesn't hide gaps — it finds them. Going into an examination with a current, accurate assessment that identifies real gaps is a stronger position than going in with a clean-looking document that doesn't reflect reality.
Absolutely. All data is encrypted at rest and in transit, hosted on Google Cloud Platform, whose infrastructure is SOC 2 Type II certified. We never share your data with third parties. You retain full ownership of all assessment data and reports.
Yes. Contact us for custom enterprise packages.
Start today. No preparation required. Examination-ready documentation from day one.
Have questions? Contact us and we'll help you get started.